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Table 3 Bivariate analysis of selected dependent and independent variables

From: Ghana’s National Health Insurance Scheme: a national level investigation of members’ perceptions of service provision

Independent variables

Perception of NHIS service provision

 

Wealth quintile

Males (n = 1422)

Females (n = 2046)

Poorest (ref)

1.00

1.00

Poorer

.971 (.220)

.998 (.177)

Middle

.692 (.168)

.768 (.123)*

Richer

.560 (.122)***

.746 (.121)*

Richest

.450 (.096)***

.764 (.124)*

Education

No Education

1.00

1.00

Primary Education

1.01 (.229)

.868 (.132)

Secondary/Higher education

.765 (.133)

.721 (.092)***

Marital Status

Never married

1.00

1.00

Currently married

.976 (.106)

1.15 (.111)

Formerly married

.598 (.176)*

.890 (.153)

Age

1.01 (.003)

.999 (.004)

Religious affiliation

Christians

1.00

1.00

Muslims

1.69 (.293)***

1.01 (.157)

Traditionalists

1.05 (.255)

1.81 (.563)**

No religion

1.03 (.325)

1.03 (.328)

Ethnicity

Akans

1.00

1.00

Ga Dangbe

1.32 (.409)

.583 (.125)***

Ewe

1.04 (.212)

.685 (.124)**

Northern

1.74 (.255)***

1.10 (.145)

Other

1.03 (.378)

.540 (.145)**

Rural–urban residence

Urban

1.00

1.00

Rural

1.48 (.206)***

1.24 (.155)*

Region of residence

Southern Ghana

1.00

1.00

Northern Ghana

1.68 (.272)***

1.30 (.185)*

  1. Note: ***p < .01; **p < .05;*p < .1.
  2. Odds ratios are adjusted for clustering and robust standard errors are presented in brackets. Northern, Upper East and Upper West regions are classified as ‘Northern Ghana’, while Greater Accra, Central, Western, Brong Ahafo, Volta, Eastern and Ashanti regions are grouped as ‘Southern Ghana’.